What Are the Main Development Problems of Green Credit in China’s Commercial Banks and What Improvement Measures Should Be Adopted?

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What Are the Main Development Problems of Green Credit in China’s Commercial Banks and What Improvement Measures Should Be Adopted?

Introduction

In recent years, with the rapid development of economic and social, China’s pollution problem is increasing serious. Green credit, as an important part of green finance, plays a key role in accelerating its development and innovation to promote China's ecological environment construction and social sustainable development. The improvement of effective incentive and restrain mechanism and the establishment of an information sharing platform are the most suitable measures for solving the problems of Green Credit. This essay will first define Green Credit and analyze current implementation. Secondly, it will mainly focus on the problems existing in the development of Green Credit from different aspects of information sharing, product innovation and talent construction and mechanism. Finally, it will discuss how Green Credit could be solved effectively by taking the corresponding improvement measures. This essay aims to show that solving the problem of green credit will help China to realize the sustainable development of society and economy.